Willamette Community Bank Receives 5 – Star Bauer Award

WILLAMETTE COMMUNITY BANK AWARDED 5-STAR AWARD FROM BAUER

Dave Wood, President and CEO of Willamette Community Bank (OTC BB Exchange – WMCB), is proud to announce that the Bank has been awarded the prestigious 5-Star Superior Award from Bauer Financial, Inc. for quarter ending 3/31/12, making Willamette Community Bank one of the safest banks in Oregon and the nation. Earning a 5-Star is an outstanding achievement – evidence of a sound management, financial strength and performance. Willamette Community Bank has demonstrated the highest standards of safety and soundness and in order to achieve this honor, a bank must exhibit the utmost in areas such as capital adequacy, asset quality, stability and other specific requirements including placing safety and soundness ahead of all else. Wood stated “It’s a pleasure to be issued such a positive report on Willamette Community Bank given continued economic challenges. We are honored to be recognized for our strength, stability and safety.”

Founded in 2003, Willamette Community Bank is a locally-owned community bank with headquarters in Albany, Oregon. The Bank continues to serve the financial needs of neighbors and friends for now over nine years and currently operates two convenient offices in Albany and Lebanon. For more information, log onto www.willamettecommunitybank.com.

Bauer Financial, Inc. has been analyzing and reporting on the financial conditions of the United States banking industry since 1983 and has earned the reputation of the nation’s bank rating service. Each bank is required to file a detailed financial report with federal regulators four times a year. Bauer Financial obtains this data and subjects the data to a thorough analysis. No institution pays for this rating, nor can they elude it.

Willamette Community Bank’s 2011 “Customer Success Stories”

Total Value – Any bank can offer deals…..for us it’s about total value. The Willamette Community Bank team knows our business well….It seemed like it only took moments to validate an opportunity with the purchase of a new high-technology machine-tool. Our financing needs were met with competitive rates, great terms,speed and convenience. A bank that truly understands how you do business is rare; all the way down to knowing many of us by name. Believe me: Willamette Community Bank has “service like no other” I promise.

Guy DeLude
President & CEO
Viper Northwest, Inc.

Taking Care – Dave Wood and Claire Hammelman took the time to understand our unusual business and our particular circumstances,and they worked with us every step of the way through these difficult economic times.It’s made all the difference and we’re lucky to have Willamette Community Bank taking care of all our banking needs.

Tim Acker
Owner
Long Tom Mitigation Bank

Always There – Willamette Community Bank continually exceeds their motto ”to provide service like no other”. They have provided me with outstanding financing and support which allowed me to build my practice. They have never let me down and are always there when I need them.

Ross Mitchell, DMD
Endodontist

Choose Local – What other bank can you call to get your deposits and a real person reads them off to you? Instead of asking to see my drivers license before every transaction, they greet me by name as I come through the front door. The tellers ask about my day, make sure all of my banking needs are met and I get a Werther’s Chewy Caramel on my way out the door. With our restaurants, we try to source as much local product as we can, so it only makes sense that we bank with a local company. Choose local. It matters.

Matt Bennett
Chef
Sybaris Restaurant

Friendliest Bank – Willamette Community Bank is by far the friendliest bank we have ever worked. No other place I go to has practically everyone calling to me “Hi” when I walk in. That’s a great feeling. We have a unique loan with the Bank and the staff has gone way over the top to work with us. This adds up to Service Like No Other. We have worked with larger banks in the past and there is no customer service and no real caring for small businesses like ours. Willamette is for us.

Peter Greenberg
President
PGPV,LLC

Long Standing Relationships – I am extremely pleased to be a customer of Willamette Community Bank. I have found their service at both the local branch and their lending division to be unsurpassed. I have recommended the Bank to several of my clients for varied reasons and they have all appreciated the referral because of the service they have also received. I like working with a community bank and appreciate their knowledge of the economics of the local area.

Dave McFetridge
CPA
Sunberg,Rauch,Benneth,
Horner & McFetridge,CPA, LCC

Partnership- I would like to thank you for being my banker. When I met you I was with a big name bank that did not share the same ideas and goals that I have. They were more on the bank’s goals. Which is okay for the bank, but I want to be in it for the long term. When we talked, I shared my goals with you and the direction I wanted to go. You could see a clear vision in the company. At that point I felt a partnership with Willamette Community Bank. Because when a small business succeeds we all succeed. So I want to thank you and your staff which was very helpful in transferring our assets to Willamette Community Bank.

Rick Dennis
President
RDL Northwest

Best Service – The service that your staff offers in unparalleled, truly “like no other” in my experience. In the last week of December I found myself up against a deadline to make an equipment purchase before January 1st. I called Willamette Community Bank on Wednesday and was funded on Friday. Out of dozens of finance deals that I have been through, this was by far the best service I have ever received.

Yohn Baldwin
Owner
Baldwin General Contracting

Thank you-

I felt it necessary to share with you what you and your bank has done for DnB Painting. We now have 30 employees which is an increase from 7. We are doing 4 prevailing wage jobs, a 54 unit new apartment complex in Dallas, at least one new home per week and so many other things that I couldn’t begin to list them. We have more work for the summer than we can almost handle at this point. Without you, This would not have been possible!!!!!!!  It has been quite a challenge to say the least but we are on the right course and thru God you have made it all possible!

Thank You SO MUCH!!!!!!

DnB Painting Inc.
Randy

Memorial Day 2012

Memorial Day – 2012

“One nation, under God, indivisible, with liberty and justice for all.”

Memorial Day remembers our war dead, those who were injured in war, and those who served in war – all those who have put themselves in harm’s way to fight for our country. What a beautiful tradition, and we should be mindful of the soldier’s sacrifice. And, with special memories of our armed forces members who never made it to veteran status because they gave their life fighting for this country.

One reason why we are willing to fight and die for freedom is because the need for freedom is imprinted onto our very nature and the whole of our humanity. By virtue or our ability to reason and our free will, we are impelled to seek truth and justice. So, I honor those in my family and yours who have paid the ultimate sacrifice for the freedom that I have enjoyed as an American.

For Memorial Day 2012 have respect and honor the dead…yet celebrate freedom and life. For it is true that the belief in the rights of man does not come from the State…but from the hand of Almighty God.

Q1 2012 Record Earnings

Willamette Community Bank – Albany, Oregon
April 13, 2012

Willamette Community Bank (WMCB) has announced a record first quarter 2012 before tax income of $171,000 and after tax net income of $104,000. First quarter 2012 earnings represented a net income increase of $75,000, or 259%, compared to its net income of $29,000 over the same period in 2011.

Earnings per share were 16 cents compared to 4 cents for the first quarter ending 2011. The return on average assets first quarter 2012 was .50 per cent compared to .14 per cent for the same period ending 2011. The return on equity was 5.62 per cent for the first quarter 2012 and 1.65% for the comparable period last year.

Willamette Community Bank is the only locally owned community bank headquartered in Albany. The company has offices in Albany and Lebanon. For more information go to www.willamettecommunitybank.com.

A Tribute To Mothers

It seems like it was only yesterday…Joe stopped by his favorite flower shop to order flowers to be wired to his mother who lived 100 miles away. As he got out of his car, he noticed a young girl sitting on the curb crying.

Joe asked what was wrong, and the little girl replied, ” I wanted to buy a red rose for my mother but I only have seventy-five cents and a rose cost two dollars”.

Joe said, “come with me. I’ll buy you a rose”.

As they were leaving, Joe offered the girl a ride home. She said, “Can you take me to my mother”?

She directed him to a cemetery, where she placed the rose on her mothers grave.

Joe returned to the flower shop, canceled the wire order, picked up a bouquet and drove 100 miles to his mother’s home.

A Tribute To Mothers

All of us it seems make many sacrifices to advance in our lives and most often its due to the reward it brings. There is only one person who enjoys sacrificing her time and energy for the real love of another…undeniably none other than our own mother. For it is not true that our mother’s immeasureable love for us makes her sacrifice a pleasure…not pain?

It takes a long time, many years in fact, to really appreciate all the sacrifices that our mother has done. When we were young, we took these sacrifices for granted. Only now, do we begin to see. Let’s not forget that our mother, in whatever state she may be, is our responsibility to care and love. It is not our money or gifts she yearns for…but for something priceless…our company, our reassurance, our love.

I am absolutely convinced that the success of Willamette Community Bank simply comes from the many wonderful and caring “moms” that give their all, each and every day, in providing service like no other. As children…and now adults…if “mom” knows that she was the source and inspiration for our success and happiness in life…mom would be the happiest mother this very special day.

A happy and blessed Mothers’ Day to of our moms at Willamette Community Bank. May this day for you be so very special.

Willamette Community Bank Reports Record Earnings

Willamette Community Bank Reports Financial Results for Full Year Ended December 31, 2011
Albany, Oregon – March 21, 2012 – Willamette Community Bank, (WMCB: OTCPK), announced today its financial results for the full year-ended December 31, 2011.
The Bank reported record income before tax of $635,000 and after tax net income of $400,000 for year-ended December 31, 2011 representing a net income increase of $209,000, or 109%, when compared to net income of $191,000 for the same period ended December 31, 2010. Earnings per share for the full year-ended December 31, 2011 were $0.60 compared to $0.29 for year-ended 2010.
The return on average assets year-ended 2011 was 0.49% compared to 0.24% for the same period ending 2010. The return on equity was 5.55% for year-ended 2011 and 2.72% for year-ended 2010.
President and CEO, Dave Wood stated, “We are very pleased with our ability to deliver historic earnings in what remains a challenging economic environment. Our earnings have been positively impacted by an improving net interest margin with the added benefit of modest credit losses given our history of exceptional credit quality”. Wood further commented that Willamette Community Bank remains a peer group leader, reporting no loans over thirty (30) days past due at year-end 2011 and non-performing assets of 0.50% to total assets. Chairman of the Board Kerry Johnson stated, “It is gratifying to see the number of customers we are serving at our Albany and Lebanon branch offices for both depository and commercial / agricultural loans from the communities of Jefferson, Stayton, Scio, Sweet Home, Brownsville, Corvallis and Eugene. We are developing a very solid mid-Willamette presence”.
About Willamette Community Bank
With assets of $79.3 million at December 31, 2011, Willamette Community Bank is the only locally owned community bank headquartered in Albany, Oregon, providing commercial, agricultural and consumer depository and loan services throughout the mid-Willamette Valley. The Company has two offices: Albany and Lebanon. Additionally information about the Company is available at www.willamettecommunitybank.com.

Willamette Community Bank Supports Evergreen Hospice House

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“Sometimes it takes a grass-roots effort to identify and work together to meet a community need,” said Dave Wood, president and CEO of Willamette Community Bank in Albany and a director on the Albany General Hospital Foundation Board of Directors.

“That is just what is happening with Evergreen Hospice House,” he explained. “Like building a barn, it’s something that is needed so everybody chips in and does their part.”

Wood corralled local financial institutions together for a special meeting and helped present the hospice house as the kind of community project that benefits the entire region. “It’s an endearing project that will provide vital services to patients and families,” he said.

Financial leaders have joined together and agreed to support the hospice house campaign with pledges in support of a public family space within the new hospice facility. The idea was to harness the financial resources to support the hospice house development and provide the seed money to see it to fruition, according to Wood.

“Willamette Community Bank took a leadership role and motivated others to share the cost,” said Kim Sass, Albany General Hospital Foundation director. Willamette Community Bank was the first financial institution to formally support the campaign.

The bank’s employees and customers can now see a banner showing support for the hospice house at its facility at 333 Lyons Street in Albany. “We are grateful for their support, and we hope their enthusiasm will spread to encourage others to get involved,” said Sass.

“We all have friends, employees and neighbors who have been touched by hospice,” said Wood. “And, a house where patients can go for round-the-clock hospice care is a nugget of goodness that surely makes all of us want to embrace it.”

Wood said he would like to let businesses throughout the region know that this is the time to consider donating time, talent and treasures to the hospice house because it will leave a legacy far beyond our lifetimes.

Financial institutions “raise the

barn” for hospice

The current list includes:

• Central Willamette Community Credit Union

• Citizens Bank, West Albany branch

• Linn-Co Federal Credit Union

• Northwest Farm Credit Services

• OSU Federal Credit Union

• US Bank

• Willamette Community Bank

Dave Wood, CEO Willamette Community Bank

Veterans Day Poem – A Fallen Soldier

THE FINAL INSPECTION – AUTHOR UNKNOWN

The Soldier stood and faced God,
Which must always come to pass.
He hoped his shoes were shining,
Just as brightly as his brass. 

Step forward now, Soldier,
How shall I deal with you?
Have you always turned the other cheek?
To My Church have you been true?’
The soldier squared his shoulders and said,
No, Lord, I guess I ain’t.
Because those of us who carry guns,
Can’t always be a saint. 

I’ve had to work most Sundays,
And at times my talk was tough.
And sometimes I’ve been violent,
Because the world is awfully rough. 

But, I never took a penny,
That wasn’t mine to keep…
Though I worked a lot of overtime,
When the bills got just too steep. 

And I never passed a cry for help,
Though at times I shook with fear.
And sometimes, God, forgive me,
I’ve wept unmanly tears. 

I know I don’t deserve a place,
Among the people here.
They never wanted me around,
Except to calm their fears.

If you’ve a place for me here, Lord,
It needn’t be so grand.
I never expected or had too much,
But if you don’t, I’ll understand. 

There was a silence all around the throne,
Where the saints had often trod.
As the Soldier waited quietly,
For the judgment of his God. 

Step forward now, you Soldier,
You’ve borne your burdens well.
Walk peacefully on Heaven’s streets,
You’ve done your time in Hell.’

  Author Unknown~